TERMS AND CONDITIONS

Effective Date: Date of Purchase
Company: Heidi Fore Realtor LLC, DBA Fore Business Solutions LLC, a Kentucky limited liability company (“Company,” “we,” “us,” or “our”)
Website/Websites: pathstofortunes.thinkific.com, HeidiFore.com, AdviceFromHeidi.com 

1. Acceptance of Terms

By purchasing, accessing, or using any course, program, materials, downloads, videos, coaching sessions, or related services (collectively, the “Program”), you agree to be bound by these Terms and Conditions.

If you do not agree to these Terms, do not purchase or access the Program.

2. Educational and Informational Purposes Only

The Program and all related materials are provided solely for educational and informational purposes.

Nothing contained in the Program constitutes financial, legal, tax, accounting, real estate, or investment advice. The information provided is general in nature and is not tailored to your individual financial situation.

Participation in the Program does not create any attorney-client, financial advisor-client, brokerage, fiduciary, or other professional relationship between you and the Company.

You are solely responsible for your decisions, actions, and results.

3. No Earnings or Results Guarantee

Real estate investing and business activities involve risk. There are no guarantees of income, performance, appreciation, cash flow, or financial results.

Any examples, case studies, projections, numbers, income scenarios, or discussions of potential outcomes are provided for illustrative purposes only.

Past performance does not guarantee future results. You may lose money.

The Company makes no representations or warranties regarding specific financial outcomes.

4. Assumption of Risk

You acknowledge and agree that investing in real estate and engaging in business activities involves inherent risks, including but not limited to:

• Market fluctuations

• Property damage or loss

• Tenant issues

• Financing risks

• Legal and regulatory changes

• Economic downturns

• Loss of capital

By participating in the Program, you voluntarily assume all risks associated with your investment and business decisions.

5. Implementation Sessions and Consulting Services

If you purchase or schedule an Implementation Strategy Session or any consulting service:

• You understand the session is educational in nature.

• No fiduciary relationship is created.

• The Company is not acting as your broker, financial advisor, attorney, CPA, or licensed investment advisor.

• You remain solely responsible for any actions taken following the session.

Payment for consulting services does not guarantee specific results.

6. Limitation of Liability

To the fullest extent permitted by law, the Company and its owners, officers, employees, contractors, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, punitive, or exemplary damages arising out of or related to your participation in the Program.

This includes, but is not limited to:

• Financial losses

• Lost profits

• Business interruption

• Investment losses

• Property losses

• Errors or omissions in content

Your sole remedy for dissatisfaction with the Program is to discontinue use.

In jurisdictions that do not allow certain limitations of liability, liability shall be limited to the maximum extent permitted by law.

7. Intellectual Property

All content within the Program, including but not limited to:

• Videos

• Worksheets

• Spreadsheets

• Downloads

• Course materials

• Frameworks

• Branding

• Written content

is the exclusive property of the Company and is protected by copyright, trademark, and other intellectual property laws.

You may not:

• Copy, reproduce, distribute, modify, republish, upload, transmit, or share any materials

• Share login credentials

• Teach or resell the Program materials

• Use materials for commercial purposes without written consent

Violation of intellectual property rights may result in termination of access and legal action.

8. Payment Terms

All payments are due at the time of purchase unless otherwise specified.

You agree to provide accurate payment information and authorize the Company to charge your selected payment method.

Failure to complete payment may result in revoked access.

9. Refund Policy

All sales are final. Due to the digital nature of the Program and immediate access to materials, no refunds will be provided.

10. Access and Account Responsibility

You are responsible for maintaining the confidentiality of your login credentials.

You agree not to share access to the Program with others. The Company reserves the right to suspend or terminate access for violation of these Terms.

11. Termination

The Company reserves the right to terminate or restrict access to the Program at its discretion, without refund, if you violate these Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Indiana, without regard to conflict of law principles.

13. Dispute Resolution

Any dispute arising from or relating to these Terms or the Program shall first be attempted to be resolved through good-faith negotiation.

If unresolved, disputes shall be submitted to binding arbitration in the State of Indiana in accordance with the rules of the American Arbitration Association.

Each party shall bear its own legal fees and costs unless otherwise required by law.

14. Severability

If any provision of these Terms is determined to be unlawful or unenforceable, the remaining provisions shall remain in full force and effect.

15. Modifications

The Company reserves the right to update or modify these Terms at any time. Continued use of the Program after changes constitutes acceptance of the updated Terms.

16. Contact Information

If you have questions regarding these Terms, contact:

Fore Business Solutions
4510 Charlestown Rd #209, New Albany Indiana 47150